Call for Universal Health Insurance Scheme in and

Port Blair, India Jul 12, 2026 ALN: The Chairman of the Unorganised Workers and Employees Congress (UWEC), Mr. S. Tejeswara Rao, has called upon the administration to introduce a Universal Health Insurance Scheme that would provide cashless health coverage of up to ₹10 lakh per person annually for every resident and unorganised worker in the region. This initiative is aimed at addressing the pressing healthcare needs of the island's population, particularly those who are economically disadvantaged and face numerous barriers in accessing quality medical services.

The proposal for a Universal Health Insurance Scheme comes at a time when healthcare accessibility has become a significant issue for many communities across India, especially in remote and island regions. The geographical isolation of such areas often exacerbates the challenges faced by residents in obtaining timely and adequate medical care. In his representation submitted to the Lieutenant Governor, through the Chief Secretary, Mr. Rao emphasized the unique geographical and logistical challenges faced by islanders in accessing quality healthcare. He pointed out that many patients are forced to travel to mainland India for specialized treatment, leading to significant financial strain and delays in receiving critical medical care.

Access to healthcare is a fundamental right, and the need for a Universal Health Insurance Scheme is underscored by the ongoing difficulties faced by residents and unorganised workers. The memorandum highlighted the limited availability of specialist doctors, inadequate diagnostic and treatment facilities, shortages of essential medicines, and delays in referrals to higher medical institutions. These factors contribute to a healthcare environment that is often inadequate in meeting the needs of the population. It stressed that the introduction of a comprehensive universal health insurance scheme has become an urgent public necessity to ensure timely and affordable healthcare for all.

The proposed scheme, as outlined by Mr. Rao, would offer cashless medical treatment up to ₹10 lakh per year at well-recognized hospitals across India. This coverage is particularly significant for residents of the island, as it would include emergency treatment as well as care for other critical illnesses. By ensuring that patients can access quality hospitals on the mainland without financial burden, the scheme aims to alleviate the stress and anxiety that often accompany medical emergencies. Furthermore, Mr. Rao underscored the importance of strengthening healthcare infrastructure within the themselves, advocating for the development of local medical facilities that can provide a range of services to residents.

Referring to the constitutional obligation of the government, Mr. Rao stated that the Right to Health is an integral part of the Right to Life under the Constitution of India. This assertion highlights the government's responsibility to ensure that all citizens have equitable access to healthcare, regardless of their geographical location or economic status. Ensuring that residents of remote areas can access quality healthcare is not only a moral imperative but also a constitutional responsibility that the government must uphold.

The representation further drew attention to the deficiencies in healthcare services at G.B. Pant Hospital, district hospitals, and remote health centres across the . These facilities are currently facing shortages of doctors, essential medicines, and critical medical facilities, which severely limits their ability to provide adequate care. Rao urged the Administration to establish a High-Level Expert Committee to assess the current healthcare situation, recommend corrective measures, and safeguard the right to quality healthcare for every resident. This committee could play a crucial role in identifying gaps in the healthcare system and proposing solutions tailored to the unique needs of the island population.

The implications of implementing a Universal Health Insurance Scheme extend beyond immediate healthcare access. By providing cashless coverage, the scheme would empower residents and unorganised workers, allowing them to seek medical attention without the fear of incurring crippling debt. This could lead to improved health outcomes and a more robust workforce, as healthier individuals are better able to contribute to the economy. Moreover, such a scheme could serve as a model for other regions facing similar challenges, potentially influencing national healthcare policy.

Appealing for immediate action, Rao requested the Administration to prioritize the proposal and take necessary steps for the implementation of a Universal Health Insurance Scheme in the larger public interest. The call for action reflects a growing recognition of the need for systemic change in how healthcare is delivered in remote and underserved areas. As discussions around healthcare reform continue to evolve, the voices of those most affected—such as unorganised workers and residents of island communities—must be amplified and considered in the decision-making process.

In conclusion, the call for a Universal Health Insurance Scheme by Mr. S. Tejeswara Rao represents a critical step towards addressing the healthcare disparities faced by residents of the . By advocating for comprehensive coverage and improved healthcare infrastructure, this initiative seeks to ensure that every individual has the right to access quality medical care, thereby fostering a healthier and more equitable society. The administration's response to this proposal will be closely watched, as it could set a precedent for future healthcare initiatives aimed at improving the lives of vulnerable populations across India.

The concept of Universal Health Insurance is not new in India, as various states have experimented with different models of health insurance to cater to the needs of their populations. Some states have successfully implemented schemes that provide financial protection against high medical costs, emphasizing the importance of government intervention in healthcare. However, the effectiveness of such schemes often hinges on the infrastructure available to support them, as well as the overall commitment of the government to prioritize health as a fundamental right.

Moreover, the COVID-19 pandemic has brought to light the vulnerabilities of the healthcare system in India, particularly in remote areas where healthcare resources are scarce. The pandemic underscored the need for a robust healthcare framework that can withstand public health emergencies and ensure that all citizens have access to necessary medical care. As a result, the call for a Universal Health Insurance Scheme aligns with broader movements advocating for healthcare reform and increased investment in public health infrastructure.

In addition to financial coverage, the proposed scheme could also promote preventive healthcare measures, encouraging residents to seek regular check-ups and screenings. By shifting the focus from reactive to preventive care, the health insurance scheme could contribute to better overall health outcomes, reducing the burden on healthcare facilities and improving the quality of life for residents.

Furthermore, the establishment of local healthcare facilities, as advocated by Mr. Rao, could significantly enhance the accessibility of healthcare services. By building clinics and hospitals equipped to handle a range of medical issues, residents would no longer have to travel long distances for basic healthcare needs. This would not only save time and resources but also foster a sense of community health and well-being.

Ultimately, the success of any Universal Health Insurance Scheme will depend on the collaborative efforts of various stakeholders, including government authorities, healthcare providers, and the communities themselves. Engaging residents in the planning and implementation phases will be crucial to ensure that the scheme meets their specific needs and addresses the unique challenges they face. By fostering a participatory approach, the administration can build trust and ensure that the voices of the most affected individuals are heard and valued.

As the discourse around healthcare continues to evolve, the advocacy for a Universal Health Insurance Scheme in Sri Vijaya Puram serves as a reminder of the ongoing struggle for equitable healthcare access in India. It highlights the critical need for systemic change and reaffirms the belief that health is a fundamental right that should be guaranteed to all citizens, regardless of their socioeconomic status or geographic location. The proposed scheme has the potential to be a transformative step towards achieving this vision, paving the way for a healthier future for all residents of the .